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    Santa Cruz County, California

    100% Commission for Santa Cruz County Agents

    Santa Cruz County offers a unique blend of surf town culture, redwood mountain communities, and high-demand coastal real estate driven by remote workers and Bay Area buyers seeking a different lifestyle. From downtown Santa Cruz's vibrant market to Scotts Valley's growing tech community and Aptos's coveted beach neighborhoods, keeping 100% of your commission here means real money on every deal.

    Our agents operate under a 100% commission real estate brokerage in California, with full MLSListings access throughout Santa Cruz County.

    $1,000
    Pro Closing
    $99
    Pro Monthly
    100%
    Commission

    How It Works for Santa Cruz County Agents

    Simple, transparent pricing that maximizes your earnings on every Santa Cruz County transaction.

    Keep Your Commission

    Close a Santa Cruz or Aptos transaction and keep 100% of your commission. No brokerage percentage deducted.

    Pay Flat $1,000

    No commission splits on standard transactions. A 5% split applies only to commission earned above $4M on sales over $4M.

    Full DRE Compliance

    California DRE compliance, E&O insurance, and broker supervision included. Vacation properties and all transaction types supported.

    Choose Your Plan

    Two plans, identical features. Both keep 100% of your commission.

    Best below 5 closings/year

    Pro Agent

    Pay per deal

    $99/month
    + $1,000 flat fee per closing
    • Keep 100% of your commission
    • California DRE compliance and supervision
    • E&O insurance coverage
    • Transaction management platform
    • Broker support and guidance
    Join Now
    Best at 5+ closings/year

    Premier Agent

    High-volume agents

    $495/month
    $0 brokerage fee per closing, unlimited transactions
    Required TC costs are separate on both plans. See full fee details below.
    • Keep 100% of your commission
    • California DRE compliance and supervision
    • E&O insurance coverage
    • Transaction management platform
    • Broker support and guidance
    Join Now

    * On any single transaction with a sales price over $4,000,000, a 5% split applies to the commission earned on the portion above $4M. See full terms →

    Not sure which plan fits? See the full pricing breakdown and breakeven calculator →

    Costs beyond your plan

    Every transaction must use a professional transaction coordinator (TC). Choose your own TC and pay them directly, or use Merge's preferred TC at $495 per file. TC costs are separate from brokerage fees on both plans.

    New licensees who have never completed a transaction pay an additional $600 per transaction on their first 3 transactions.

    No commission splits on standard transactions. A 5% split applies only to commission earned above $4M on sales over $4M.

    Merge maintains an E&O policy, and your cost is included in your monthly membership. If a claim arises from your transaction, you're responsible for $5,000. Coverage is subject to policy terms. Talk to our broker for details.

    Premier's $0 per closing refers only to Merge's brokerage fee. Agents pay their own association, board, and MLS dues.

    Review the full brokerage fee details

    Santa Cruz County Real Estate Market

    Santa Cruz coastal and boardwalk-adjacent urban neighborhoods with strong demand
    Scotts Valley's growing tech-worker and family suburban market
    Aptos and Capitola's coveted beach community and vacation property demand
    Felton and Boulder Creek's redwood mountain retreat and remote-worker appeal
    Strong Bay Area remote-worker and second-home buyer activity

    MLS: MLSListings | Association: SCCAOR (Santa Cruz County Association of REALTORS)

    Cities in Santa Cruz County

    Santa CruzScotts ValleyAptosCapitolaWatsonvilleSoquelFeltonBen LomondBoulder CreekLive Oak

    Frequently Asked Questions

    Common questions about joining Merge in Santa Cruz County.

    Ready to Keep 100% of Your Commission?

    Join Santa Cruz County agents who are already maximizing their earnings with Merge's flat-fee model.